Swiss bank account the cah-rap outta it, pay off (student) loans for me, family, friends etc. Travel the world with a group of friends, kayak, sailing, finally learn to pass driving test. Lambo Balboni, new kayaks/canoes for the boyfriend, Porsch 911, kayaks, canoes, Topper Xenon (sailing dinghy) for me. Nice houses/apartments for the pair of us, then live off the interest, until our deaths (simultaneously, whilst doing something outdoorsy and awesome, quite possibly just after uttering the words "it's perfectly safe - watch this!") Whereupon the money would be split between pre-determined charities.