The character is trapped in a room with all their friends and family members, with the character hooked up to a breathing apparatus. Slowly, the room fills with water, and the character watches their friends and family drown, accusing them the whole time.
The character is strapped to a chair, at the end of a long line of similarly restrained people, a mix of their friends and family (a theme, you've begun to notice). The character is gagged, but the rest aren't. One by one, the others are killed by a huge creature, ripping them apart, slowly, taking ten minutes each, getting closer to the character each time. The only way to stop this is for the character to say a certain word, but they can't, because they're gagged.
When the beast reaches the character, it removes the gag. Does the character save herself, despite failing to rescue all those they love? Or do they end it all?