Falseprophet said:
The premise actually reminded me of a mid-80s West German film I saw years ago: Morgengrauen [http://www.imdb.com/title/tt0089621/] (released as "Time Troopers" in North America). They also used lifespan as currency, with the difference being those who lived lavish, decadent lifestyles were guaranteed an early death while those who lived extremely frugally would live well into their senior years. Either way, when your credit was up, the agents called Exit Men showed up to shuffle you off this mortal coil. That's all I really remember about it.
This actually sounds like a more interesting premise than the subject film, better examining the issue of living to excess, and more sensible because it really DOES conflate time with commodities. People wear down their bodies by living to excess, basically running their metabolism into the ground. Luxurious spending being tied to metabolism creates a direct correlation and it makes sense to watch it run down more quickly.
Anyway, if this film is as Bob analyzes it, then it makes the same mistake as the Occupiers, assuming that what is going on in this country is "unrestrained capitalism". To the contrary, the government looms like a shadow over business, and allows it to make its money so long as it complies with the government's notions of social engineering. They go on about the money made on derivatives and forget that the government has spent the last thirty years trying to put as many people into houses as possible, alternately promising and threatening the banks in order to get more mortgages written for social reasons rather than financial ones. And to waylay their fears, they brought F&F into the mix and guaranteed a lot of the derivatives, and eventually bought them all up when no one else would touch them.
People in this film apparently "game the system", but to do so pre-supposes the existence of a system in the first place. The government is tasked with protecting life and liberty, and for the very lives of people to be reduced to a form of currency must necessarily have at least tacit approval of the government, if not the kind of full-scale collusion we see today. Plus, a gamed system involves breaking the rules that are in place, which is not a problem of "unrestrained capitalism", but of subverting the restraints that DO exist. Free-market capitalists, even the staunch libertarian variety, do not presume that there should be NO rules, nor that people should break them at will without consequence. There still exists such a thing as ethics, and most people in "the system" still believe in legal and ethical behavior, and holding to account those who do not. Another oft-forgotten fact is that it was fiscal conservatives that fought NOT to dump the billions into keeping the corrupt few afloat, and even won an early victory before the bill finally passed.
The ones who believe in a free market and a distant government are the ones who were the most incensed about the housing collapse, and who were the first to point out that the bailouts were a joke. Likewise, they would be the first to object to a system such as exist in the framework of this film.