I got your attention ? Good. Sorry for this little manipulation, i hope you're forgiving one.
Of course, Skyrim BELONGS to Computer Role-Playing Game genre. However :
1. Not exclusively.
2. You play it in wrong way. No. Really. Sure, you beat the main quest. Sure, you're Skyrim's version of Commander Sheppard. Sure, everyone loves you and you saved whole world. That's one way to play this game, and i applaud you for doing it like you did. Good job !
Still...
Look. There's no way to recreate tabletop, "Pen and paper" rpg experience on computers.
With technological boom that's happening since people harnessed power of silicon it will be possible in let's say 50 years since now.
But as for today, Skyrim is as close to real RPGaming as it is possible. Here's the trick : Bethesda gave you the product that is more or less world and/or hero simulator. Sure, you may do some things easy way, but... Try to recreate living person. Just for the sake of fun ? Isn't that why you're playing it in the first place ?
So. There may be no rules for that, but have you ever tried to cross the river in iron armor weighing more than a few pounds ? Think, how long could you run in arctic environment, possibily wearing only bikini and 20 variations of Orcish Greatsword ? Skipped a few meals ? Know that feeling of overwhelming hunger ? How about your relationships, were you ever involved in real male to female, ahem, union ?
TES Construction is on the way. People will, no doubtly provide us with mods that will change Skyrim into something completely different. In the meantime : how about just pretending, trying ? It's what we, gamers, do in our quest for immersion...