@nero @xam @stranger in this case the answer was just immediately call the insurance company and email them all the photos of the accident before the dumb ***** could try telling them I was reading whilst driving(sorry holding a closed book does not constitute reading and just because I was reading before I even started my damn car does not constitute me continuing to read after I start my car). So insurance heard from me first, her insurance she showed me was expired, AND I sent them photos first and was very calm during the whole thing so she's the one who looks like she was in the wrong especially since she was in a parking lot screaming at me over it. I lost my calm once and raised my voice and then immediately calmed down and didn't raise my voice again. Also I made a cop very jumpy today.