Well, do we have free will or not? The way you answer this question I think largely depends on the extent to which you think we are free to make our own decisions. The universe itself is deterministic, we know where Mars will be in the night sky in a 1000 years time but we have no idea where human civilisation will be then.
I don't think we're free as we think we are. The decision making process in our minds appears to be something we are fully in control of, but to an extent that is illusionary. The way we think is heavily coloured by our environment, our up-bringing, our mood at the time, our own genes, inherent personality and other factors as well. This is not to say we don't have free-will at all, but the nature of our free-will is difficult to comprehend and our decision making process is a process determined by factors within and beyond our own control.
If we don't have have free-will, then technically yes fate is real. It was inevitable that humankind would reach the moon in 1969 as it is inevitable that the moon will appear in the night sky, all determined by the complex laws of physics. I however think we have some sort of free will, but we're not as free as we think we are.
This would mean that, instead of having one predetermined destiny, it is more likely that any given individual has a series of possible futures, the likelihood of those futures occurring being determined by hundreds of factors that are beyond our own control.