tippy2k2 said:
This is only the passive question, go for the active question!
Such as, "You find a wallet full of credit cards and you know the local appliance/electronics/grocery store has no cameras and the clerks don't try to verify card ownership. Do you go on an spending spree till the cards are rejected?"
If the answer to the active question and the passive question are not the same then you have the reflection of how principled people here are.
As for myself: no, no and no. That which is not truly offered to you by the owner has to be returned. I have returned every wallet I have found and give back incorrect change from clerk (terrible math skills in America!). I worked as a clerk in a drug store in a bad neighborhood for many years and stopped many fraudulant credit card transaction attempts when it would have been easy to ignore the signs of wrong doing as all of my coworkers did.
My greater principle that leads me to this is Universalism. What if every ATM does this to every person that uses them and the banks cannot detect how their money is disappearing? They are companies and they will start retaliating against those they DO have power over.
I believe this is why credit card interest rates are so high for many, especially new users. Too many people have NEVER paid their credit cards off . I had an unmarried family member die off with over $70,000 in credit card debt that was never paid off (they had no assests, the family paid for the funeral). The credit card companies are companies that make money and lost money must be recoupt some other way so they raise interest rates to balance the books.