If you've played any of the other Elder Scrolls games you'd already know that they can be pretty easy if you exploit skill leveling, builds, or loot. It is pretty sad if you go on a forum to brag about finding some exploits in an open-world RPG. You are also not playing the game as intended if you are just zooming through the story line as fast as possible. It's like all you are thinking about while you play is "man I gotta show up those people looking at the scenery and flowers by sprinting from one quest to another".
My playstyle is, I try to not exploit any skill leveling, like I am not having a crab beat on me until I get 100 armor skill, or maxing craft skills early on. Also to keep the game challenging I try to die as few times as possible, like a survival mode.
Although I suppose with heavy armor you may not need too many skill points. I do know that with 140 armor and 260 health, at level 17 a bandit boss can do an auto-kill shot from 6 ft away when I'm at 70% health, and his power attack does 80% dmg. Meanwhile my swords require about 40 hits on him. THIS is not an easy game stat-health wise if you don't grind your power level.
Even despite that, of course you can make almost any battle easy, for example if you can't deal with a melee enemy you just kite and/or use a companion and can reload at any time with no loss.