So there's this guy...

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Mr Thin

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Apr 4, 2010
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You ask 'fight or flight', but I got the impression you'll get your ass kicked if you fight him.

Otherwise, why would you be here, instead of in his room, collecting on the debt.

However, you obviously shouldn't just take this lying down, I can't believe so many people are suggesting that. Even if the money and the principle of the thing are unimportant, let him go and he'll keep doing it.

Unfortunately, I don't really know how you could deal with him; the best suggestion so far seems to be tell everyone he knows what a cheap bastard he is.

And if he actually carries out his threat, which I doubt he will, and beats you up, you have more to add to the story. Makes him look even worse.

Bottom line; don't take it like a *****. You both deserve better, and are obligated to do better.
 

archvile93

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Sep 2, 2009
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Are you stronger than he is? If so, kick his ass. You might not get your money back, but it'll make him think twice before he pulls this shit on someone else. Also, never lend anybody money ever.
 

monstersquad

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Jun 7, 2010
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Spread the word about him, especially to girls. Then, when he comes to beat you up, get beat up and then turn that against him. If you don't mind getting beat up, that is. And how bad could it be, really? Basically it would be just like Gran Torino.
 

Zhukov

The Laughing Arsehole
Dec 29, 2009
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As others have suggested, tell everyone. Highest priority goes to his parents and girlfriend.

The more people you tell, the more people will know why he's threatening to beat you up. If he really does beat you up, he'll look even worse. Plus, you can call the cops on him.
 

slaveway3242

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Sep 18, 2010
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Quickest way to handle it, start a facebook group for people around uni to join that says he should pay the money back. When he realises how many people think he is a douche he will probably play the intimidation card again. At this point explain to him that 1)If he lays a hand on you everyone will know and thats social suicide and 2) At 20 you arent kids anymore and you will defend yourself to the full extent of the law, that is, kick his ass in self defence seabass, then call the cops on him for assault.
Yes, these are extreme measures, but by the sound of your predicament, sounds like you are after that sort of thing...
 

TheLefty

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May 21, 2008
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There are these magical things called police officers. That or lawyers (both?). Get him for stealing (for the cops), or lying (there's a better term for it, but whatever he never gave you the money you lent him) or something like that. It's really not that hard.
 

Danzaivar

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Jul 13, 2004
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Hallow said:
I've been lending money to a guy (a friend, and I use that word tentatively) I met at college. We get along enough
Hmm...go on.

Hallow said:
but he's yet to pay me back.
Ah. Well see, you say he hasn't paid you back, but he's taught you a very valuable (but expensive lesson).

DO NOT LEND MONEY TO PEOPLE YOU'VE JUST MET

DO NOT LEND MONEY TO PEOPLE YOU ARE TRYING TO BE FRIENDS WITH

DO NOT LEND MONEY TO FRIENDS WHO YOU AREN'T ABSOLUTELY CERTAIN WILL PAY YOU BACK

When you think to yourself "Should I lend money to [x] for [y] because of [z]" The first question you should ask yourself is "No. Have I had a lobotomy lately to make that a good idea?".

Money lending is a filthy disgusting business that breeds hatred and distrust. Hence why bankers flock to it. Take this one on the cheek and just remember in future not to be so trusting. This guy isn't worth it.
 

SomeLameStuff

What type of steak are you?
Apr 26, 2009
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Go ahead and tell everyone. The fact that he's trying to shut you up about it means he's probably afraid of what might happen if it became common knowledge. Put some pressure on him.

Even if he does attack you, you've probably been in a few fights yourself and can handle it. Then you can call the cops on his ass for assault (and maybe stealing? I don't know how the law works on your end).
 

helldragonX

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Mar 3, 2010
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Ya, I would either kick his teeth in or start a smear campaign, which ever would hurt him the most. I mean $125 is no small amount of money, and it sounds like this guy is a dick.
 

Casimir_Effect

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Aug 26, 2010
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You could always try to post him an official sounding letter from a made-up law firm saying that if he does not pay you the balance of the debt in __ days then his ass will belong to Big Bubba in East Wing of D Block for the next few months.

Or go to his place when he's out, get let in via roommate and repo something of his worth >$125. If he threatens violence, you threaten court action. He won't tell people about the matter, as proven by his attempts to silence you. And if he does, then you can tell every- and any-one that he's a deceitful wee prick.

Of course, these are more extreme ideas. The most sensible is to just keep hassling him about it. But there's a good chance that won't work, as some people are straight-up cunts. At least he isn't a friend, so you have no qualms hassling the hell out of him. I've had good friends owe me money before but take ages to pay me back. These are guys who would stand next to me in a fight after no consideration, but takes months when it comes to financial affairs. That's the sort of situation I hate.
 

thedeathscythe

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Aug 6, 2010
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Just keep trying to get it back. Don't resort to violence, but tell your friends so that they don't lend him money as well. Chances are, he doesn't have it and he's embarrassed that he owes you money. This, let's say friend, but I regard him the same as you regard your friend, owed me about $85 for almost a year, and when he finally paid me, after being nearly impossible to reach, he said that he was inbetween jobs a lot and was just trying to get by, and wasn't sure how I'd take it, so instead of own up to me this entire year, he decided to avoid me and just pay me when he could. I haven't seen him since then, I think it really embarrassed him but I told him not to worry about it.

All in all, let your friends know so they don't get in the same boat as you, and maybe try and be sensitive to why he hasn't paid you. Unless he's just gypping you, in which case f**k that guy.
 

Hallow'sEve

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Sep 4, 2008
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He's also in a fraternity, so I've thought about sending a letter to their "leader" or whatever asking if this is really the quality of their brothers. They most likely wouldn't care, but considering they've been in trouble before (for something completely unrelated) it might add pressure to the situation.
 

Hallow'sEve

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Sep 4, 2008
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thedeathscythe said:
Chances are, he doesn't have it and he's embarrassed that he owes you money.
Yeah, no, he's got it. I know because he bought perfume and a diamond bracelet for his gf's birthday
 

MrGalactus

Elite Member
Sep 18, 2010
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Just keep reminding him that he owes you money. Not in an uppity or snarky way, just tell him or ask him whats happening with the money and that you need it. Say things like "you got that money yet?" or "i'm gonna need that money soon" or "where's the money, man, I need it?" Every time you see him. It will stick in his mind and will associate you with the money. The pressure on him will build mentally over time until the point where its stuck in the back of his mind, like an important deadline or something he has to do. Stick to him, keep reminding him. The only way for the pressure to be released at that point will be to give you the money.
It works.
That's a couple of years of behavioral psychology for ya. Good luck.
 

Hallow'sEve

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Sep 4, 2008
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My last straw is sending him a Facebook message, since he won't return anything I do and I don't have class with him (or see him on campus). How's this seem?

You won't return my calls
You don't answer my texts
Whenever you're in your room you're busy

So I have no idea how you want to discuss our "personal business". But I will tell you this, it's been more than a month, you owe me roughly $125 and even though you've been to the ATM you won't pay me back.

I've never asked anything from you before, so please pay me back. I'm setting a date, pay me back anytime before December 1st and we'll be straight. This isn't how you treat your friends, so I don't know why you're acting this way, but I'm getting tired of it.
 

HT_Black

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May 1, 2009
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If you can goad him into a fight, you can give him a beat-down and get it written off as self-defense (as long as you don't kill him or maim him).

If you can't do that, just get the word out. All over the place. Tell everyone you know, then tell everyone else. Then call the cops and say you're being stalked by a lunatic.