I'm a 2nd year student in the US (University of North Texas)and i'm not sure what the conversion rate is for your money to our doller but i know i pay about $14,000 a year which means $56,000 if all i want is to graduate. I am studying to become a teacher with my yearly take home about 42,500 a year. Thats not going to be fun to pay off. These loans are killing me as well. And for the fellow who said your being taught by experts thats hardly the case here in the states. I have been taught math and lit courses by grad students who dont know shit. Thats a giant waste of money and bullshit that i have to pay but not learn. I also think its bullshit that teachers can teach the same subject but grade differently or give multiple choice tests instead of essay tests. This is crapto those of us trying to keep our GPA up in the 4 range.