I agree with the OP.
It certainly seems to me that a lot of people outright hate this game and there are few people who at least ?like? both F3 and F3NV (a disproportionate amount seem to love one and hate the other.) It could just be in my head but this doesn?t happen to other favourites. A lot of flak seems to come from people who were mad on the first two (of which I haven?t played.) I?m surprised such a rabid fanbase and desire for consistency from a game released over ten years ago even exists but, hell, shows what I know.
Although Fallout 3 is in my top 10 there are indeed serious problems with the game.
1) Its too easy
Even if you?re not stealing everything in sight it?s very easy to find yourself with tens of thousands of caps, several hundred healing items, and enough stashed replacement weapons to keep you good for several times over what you?d need to finish the game. Not to mentioned the level cap is quickly reached (even with BoS) and most of the perks are rather OP or UP. I use the G.E.C.K. modding software to address all of these but I totally respect anyone who?ll seriously mark down the game because of these problems (esp ? console players.)
2) Its buggy as hell
I don?t know if the console players have this to complain about as well as (1), but Fallout 3 really put me through a lot of grief to get the bastard to work properly (if at all.) Unpredictable stuff and graphical anomalies are common and the game does stutter. Not even Black & White was this much of pain.
Other complaints I don?t give much respect to. Story and character are both solid, I?m prepared to forgive the tone given the sense of humour, some parts are unbalanced but never break the game, and although the DLC was a mixed bag, two of them in particular I?d consider exceptionally good by standards of both FPS and RPG.
I *adore* the Capital Wasteland. Pick a direction. Walk. Find adventure. Repeat. That feeling of death, emptiness, misery, improvisation, freedom, ridiculousness ? that?s magic for me. But I wonder if it?s because I?m some sort of wannabe composite of bad-ass lone explorer and a travelling salesman come scavenger. Okay. It?s not for everyone.