I backed into a pole and a parked car once, but the business had no problem with the damage to the pole and the lady I backed into actually new my dad and when he came down and looked at it, we decided together there wasn't enough damage to call insurance. So I don't really count those as my first "accidents" since nobody filed insurance claims or police reports. Those were within my first year of driving.
My first, legit, "we should file a police report and call insurance" accident wasn't actually my fault. I was on a four lane road (two lanes going one way, two lanes going the other) with a turn lane in the middle. And note this is the US so we're driving on the right side. I was in the left lane passing a van, and the van starts to turn off into a parking lot. As the van starts to turn in, an SUV which was pulling out of this same parking lot decides to pull out right at that moment. The SUV couldn't see me behind the van, so he was in for quite a shock when I was suddenly there. I pulled into the turn lane trying to get away from him, but we were destined to hit. He struck my little Nissan Sentra on the right front passenger side.
Both of our vehicles were driveable afterward, in fact a police officer who was nearby and saw it happen said he was quite impressed with how well my car did against the other guy's big SUV. We exchanged insurance information and he ended up having to replace one panel, a hubcap, and pay to cover up a few more scratches in other places. I was 18 then, and it actually didn't inconvenience me too badly because a week from then I was going to another state for eight months, and we were flying down and so wouldn't need my car.
My most severe accident still wasn't all that bad. It was nearly a year ago exactly, on my last birthday. I was driving to my apartment from WalMart, when suddenly this huge Chevy Silverado merges right into me, so hard it pushes my car up onto the sidewalk. What happened was it was a four-lane road, but no turn lane in the middle. So when people want to turn left, they just have to stop in the left lane and wait. Three cars in the left lane had stopped to turn, and this truck didn't realize they had stopped until it was too late. His options were hit these cars and likely cause a domino effect to damage all three of them, or merge into me and only damage my car. He chose to merge into me.
This did an impressive amount of damage. My left mirror was hanging on by a cord, the driver door panel was thoroughly bent, both axels were knocked out of alignment, the wheel on the left driver's side was badly scraped, the hood and front bumper also had some damage, and when I was pushed onto the sidewalk the front passenger tire was blown (I didn't actually realize that until I got it to my apartment and really looked at the damage--I was only a few blocks away anyway). He shoved me so hard onto the sidewalk it severed the tire. Again, both vehicles were driveable (he hardly took any damage, and I was able to get my car to my apartment even with a totally flat tire). Honestly, so much more could have gone wrong there. He could have easily cracked my window glass, or if he had turned harder lost control and roll right over me. And luckily none of my airbags deployed.
So, again, not my fault. I feel like if I had been paying more attention I could have realized he was going way too fast to stop for those cars, but it was still his fault for going too fast in the first place. Ironically, not just a few weeks after this happened the city started work on that exact part of that road, to widen it and add a turn lane. So now that won't ever happen again. I was just one of the last, lucky victims of that road before they fixed it.
My first, legit, "we should file a police report and call insurance" accident wasn't actually my fault. I was on a four lane road (two lanes going one way, two lanes going the other) with a turn lane in the middle. And note this is the US so we're driving on the right side. I was in the left lane passing a van, and the van starts to turn off into a parking lot. As the van starts to turn in, an SUV which was pulling out of this same parking lot decides to pull out right at that moment. The SUV couldn't see me behind the van, so he was in for quite a shock when I was suddenly there. I pulled into the turn lane trying to get away from him, but we were destined to hit. He struck my little Nissan Sentra on the right front passenger side.
Both of our vehicles were driveable afterward, in fact a police officer who was nearby and saw it happen said he was quite impressed with how well my car did against the other guy's big SUV. We exchanged insurance information and he ended up having to replace one panel, a hubcap, and pay to cover up a few more scratches in other places. I was 18 then, and it actually didn't inconvenience me too badly because a week from then I was going to another state for eight months, and we were flying down and so wouldn't need my car.
My most severe accident still wasn't all that bad. It was nearly a year ago exactly, on my last birthday. I was driving to my apartment from WalMart, when suddenly this huge Chevy Silverado merges right into me, so hard it pushes my car up onto the sidewalk. What happened was it was a four-lane road, but no turn lane in the middle. So when people want to turn left, they just have to stop in the left lane and wait. Three cars in the left lane had stopped to turn, and this truck didn't realize they had stopped until it was too late. His options were hit these cars and likely cause a domino effect to damage all three of them, or merge into me and only damage my car. He chose to merge into me.
This did an impressive amount of damage. My left mirror was hanging on by a cord, the driver door panel was thoroughly bent, both axels were knocked out of alignment, the wheel on the left driver's side was badly scraped, the hood and front bumper also had some damage, and when I was pushed onto the sidewalk the front passenger tire was blown (I didn't actually realize that until I got it to my apartment and really looked at the damage--I was only a few blocks away anyway). He shoved me so hard onto the sidewalk it severed the tire. Again, both vehicles were driveable (he hardly took any damage, and I was able to get my car to my apartment even with a totally flat tire). Honestly, so much more could have gone wrong there. He could have easily cracked my window glass, or if he had turned harder lost control and roll right over me. And luckily none of my airbags deployed.
So, again, not my fault. I feel like if I had been paying more attention I could have realized he was going way too fast to stop for those cars, but it was still his fault for going too fast in the first place. Ironically, not just a few weeks after this happened the city started work on that exact part of that road, to widen it and add a turn lane. So now that won't ever happen again. I was just one of the last, lucky victims of that road before they fixed it.