Poll: Are you employed?

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Amir Kondori

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Apr 11, 2013
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I work IT at a small shop, we do anything from break/fix for home users in our area to server and network management for local small businesses.
 

nat_401

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Oct 18, 2011
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Another baker here, I work for Premier Foods, a British company making Hovis bread as a production worker on the factory floor and my pay ends up in the 30 - 50 range after converting, pretty good for something I walked into with no training or qualifications at the start of a global recession. No future though, want to change my life a bit and get a job with a chair and no burn scars, but you take what you can don't you? I don't like it, at all, it hurts a lot with the heat and the metal and the 12 hour shifts but I'm lucky to have it.
Interesting tidbit? A container of flour can, in the right (or wrong) situation, blow a hole in a factory roof 25 feet above it. This is just as amusing as it sounds.
 

MrMixelPixel

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Jul 7, 2010
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I usually work early mornings as an administrative assistant to a group of licensed process servers. I file and type various important documents. I have to skim through others to find pertinent information and write it down. I occasionally take messages from clients via the phone.

I only work about 16 hours a week though. We're pretty slow over here right about now. That puts me in solidly in the 0-10k bracket. Though, being 18 and living with my folks, it's pretty swell.
 

shootthebandit

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May 20, 2009
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Gennadios said:
"Equivalent buying power" is a little bit deceptive.

On the one hand I earn in the lower half of the $50-70k range, which would be a comfortable middle class existence in other parts of the US.
Just out of interest how do you guys pay for health insurance etc. I pay about 20% tax which goes towards schools/hospitals/military/police etc. But in the UK what we pay in tax allows us to have "free" (or heavily subsidised depending on the procedure) health care. Im just wondering if its a big chunk of the average americand wage slip?

You seem to be in a similar situation to people in london in the UK. I earn a decent salary (I can afford rent/bills, a sports car and still have a reasonable amount of disposable income) however in london my salary would struggle to get you a 1 bed studio and a bus pass. Im just fortunate with my line of work that it tends to be in more rural areas where the cost of living is very cheap.
 

Shoggoth2588

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Aug 31, 2009
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I answered the poll but don't like putting up specifics of my income. I'm not the bottom-most step on the ladder but I can see it quite clearly. I'm making a bit more than minimum wage but I don't see any possibility of myself living on my own if I had to. Renting a room could be a possibility of course...I can just barely afford to live comfortably.
 

DanielBrown

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Dec 3, 2010
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Unemployed. Been job hunting for six fucking months and it's starting to seem impossible to get a job in Stockholm. Got no experience either, so that doesn't help. If I'm still unemployed by the end of June I plan on moving to the arse end of Sweden, where my sister lives, and try my luck there. If that fails I'm not sure what to do. Either try to find a job in another country, which really isn't that alluring, or go live in the woods somewhere. Turning 25 this year, so I'm feeling I've pretty much reached the line for being completely unemployable. x.x

Hypothetically, if I get into the line of work I'm intrested in(construction work, mainly road worker(best English translation I've found)) I should make around $50k/year after a three year apprenticeship. Don't see that happening in any near future though.
 

Seydaman

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Nov 21, 2008
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Still a full time student

Planning to become a professor down the road, until then I might be working part-time collegy jobs
 

Tuesday Night Fever

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Jun 7, 2011
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I'm going to assume that the poll options are in USD, because I'm American and assuming everything revolves around the all-mighty USD is one of the things we do best.

I'm employed in the $10k-$18k range. I work part-time as an office administrator for a medical company. I've been working for them for three years now, and they've honestly been extremely good to me. I have zero complaints about my current employer.

That said... I've been wanting to get a full-time job for a while now, but my mom had a stroke four years ago and needs someone around the house to help her with... pretty much everything. The stroke left her legally blind, she has right-side weakness, and she has that 'pins and needles' feeling in her hands and feet at all times (meaning she has next to no dexterity and has a very difficult time walking). My dad can't be around to help her because he already works full-time in the operating room of a hospital an hour away from home (noon to 8:30pm every weekday) and has to continue to do so in order to stay afloat financially. My older sister does a lot to help out, but she'd already moved out, gotten married, and had a kid of her own - so she has her own family to look after. That kinda just left me, since I'd just graduated from college and hadn't moved out just yet when it happened.

On the up-side, for helping take care of my mom, my parents don't make me pay for rent, utilities, food, etc. So even though I'm just working a part-time job, I'm able to save nearly all of the money I make. So despite it being part-time, I'm building up a savings at a rate faster than a bunch of the people I know with full-time positions.
 

AnthrSolidSnake

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Jun 2, 2011
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I've recently got a part time/full time job simply working at the front store of a pharmacy. I say it's either because I'm the guy that so far other people rely on if they need to take a day off or so. Mostly I only work part time, but if someone needs off for something, they usually cover my shift for a day, and then I take on a full day for them. I don't mind, extra cash and all. Easy enough job. Check people out, help if needed, clean stuff up, put out sale signs, work the photo area, and help in the back. Pretty standard retail job stuff. I'm making enough so that I can save up for bigger things like a car so I can actually drive to a job that pays more in the future. For now, I'm comfortable. I still live with family right now, so I only need to help out with bills if needed, and fund my own hobbies.
 

Flames66

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Aug 22, 2009
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I am currently employed in a part-time retail job. I don't particularly like it (the schedule is extremely unreliable and the management is terrible at making rotas in advance), but I'm being payed to be there and am not there every day, so I can handle it. How much money I have or make is none of your business (it is considered rude to ask where I come from). I am looking for other jobs, but not having much luck at the moment. I am only looking for part time work as I have other things I would rather spend my time doing and only want to earn enough money to live comfortably.

On a vaguely related note, I despise the ongoing trend of referring to people as "[name], a [job title] from [area]". When someone asks me what I do, I never respond with my job because it does not define me as a person.
 

dyre

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Mar 30, 2011
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shootthebandit said:
Just out of interest how do you guys pay for health insurance etc. I pay about 20% tax which goes towards schools/hospitals/military/police etc. But in the UK what we pay in tax allows us to have "free" (or heavily subsidised depending on the procedure) health care. Im just wondering if its a big chunk of the average americand wage slip?

You seem to be in a similar situation to people in london in the UK. I earn a decent salary (I can afford rent/bills, a sports car and still have a reasonable amount of disposable income) however in london my salary would struggle to get you a 1 bed studio and a bus pass. Im just fortunate with my line of work that it tends to be in more rural areas where the cost of living is very cheap.
In the US, if you work full time for a decent company, you'll probably be offered an employee healthcare plan. We don't have the NHS here, so instead companies use their superior bargaining power (compared to the private citizen) to negotiate favorable rates from insurance companies. For example, if you're a middle aged diabetic, UnitedHealthcare can and will take advantage of you and give you an overpriced healthcare plan. But if you're a middle aged diabetic working for Bank of America, you get to take Bank of America's plan, and UnitedHealthcare sure as hell can't take advantage of Bank of America. If you work for a small business, you still have some bargaining power, but you'll probably end up with a somewhat inferior deal. And then of course there's the Obamacare option; if you're uninsured then you can sign up for a plan that's cheaper to you because the government subsidized the insurance companies.

You'll still have to pay a monthly insurance premium as well as a small fraction of the doctor visit, prescription drug, etc, usually something like $10 to $30 for common things that are covered by the plan. The monthly premium depends on the company and the plan; sometimes a company offers a few options. Better plans might have higher premiums, but they cover more problems and give you access to more doctors (different doctors accept different insurance plans). Some very common problems that many insurance plans don't cover is dental and eyecare.

In terms of taxes you get hit by both federal and state taxes, which increase %wise as you reach higher brackets. An unmarried young professional making $60,000 in NJ will probably pay $11000 to the federal government and $4000 to the state government. So it looks like we pay more taxes than you do AND we have to cover our healthcare, lol!

edit: oh, one last thing. Private health insurance works fine for relatively minor problems, but if you end up with a condition that requires long term care, you are FUCKED. Unless you're in Congress or something, your insurance plan probably gives you the middle finger. Say goodbye to all those hard-earned savings that you once hoped would give you a nice retirement!
 

shootthebandit

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May 20, 2009
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dyre said:
shootthebandit said:
Just out of interest how do you guys pay for health insurance etc. I pay about 20% tax which goes towards schools/hospitals/military/police etc. But in the UK what we pay in tax allows us to have "free" (or heavily subsidised depending on the procedure) health care. Im just wondering if its a big chunk of the average americand wage slip?

You seem to be in a similar situation to people in london in the UK. I earn a decent salary (I can afford rent/bills, a sports car and still have a reasonable amount of disposable income) however in london my salary would struggle to get you a 1 bed studio and a bus pass. Im just fortunate with my line of work that it tends to be in more rural areas where the cost of living is very cheap.
In the US, if you work full time for a decent company, you'll probably be offered an employee healthcare plan. We don't have the NHS here, so instead companies use their superior bargaining power (compared to the private citizen) to negotiate favorable rates from insurance companies. For example, if you're a middle aged diabetic, UnitedHealthcare can and will take advantage of you and give you an overpriced healthcare plan. But if you're a middle aged diabetic working for Bank of America, you get to take Bank of America's plan, and UnitedHealthcare sure as hell can't take advantage of Bank of America. If you work for a small business, you still have some bargaining power, but you'll probably end up with a somewhat inferior deal. And then of course there's the Obamacare option; if you're uninsured then you can sign up for a plan that's cheaper to you because the government subsidized the insurance companies.

You'll still have to pay a monthly insurance premium as well as a small fraction of the doctor visit, prescription drug, etc, usually something like $10 to $30 for common things that are covered by the plan. The monthly premium depends on the company and the plan; sometimes a company offers a few options. Better plans might have higher premiums, but they cover more problems and give you access to more doctors (different doctors accept different insurance plans). Some very common problems that many insurance plans don't cover is dental and eyecare.
It actually sounds very similar to the NHS only our insurance is paid via tax we probably pay about the same for prescription and under 18s (or those in full time education) get free eye care and dental care. These are pretty heavily subsidised and are a fixed price (which is fairly reasonable) for NHS patients. Thats why most people tend to get dental work such as braces while they are younger

Is the insurance relatively expensive? Its pretty bad that they hike the price up if you have a pre-existing condition. Ive had to deal with pet insurance before for treatments and I can imagine it being similar
 

dyre

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Mar 30, 2011
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shootthebandit said:
It actually sounds very similar to the NHS only our insurance is paid via tax we probably pay about the same for prescription and under 18s (or those in full time education) get free eye care and dental care. These are pretty heavily subsidised and are a fixed price (which is fairly reasonable) for NHS patients. Thats why most people tend to get dental work such as braces while they are younger

Is the insurance relatively expensive? Its pretty bad that they hike the price up if you have a pre-existing condition. Ive had to deal with pet insurance before for treatments and I can imagine it being similar
I'm not sure what kind of changes Obamacare will bring, so the stuff I'm saying is mostly related to the current situation, not how things will look when Obamacare goes into full swing.

Insurance prices are all over the place depending on your plan, your family, and preexisting conditions (if you don't have a company plan). I'd say maybe expect something like $350/month for an individual, maybe $1000-$1200/month for a family? In most cases your company will cover part of the premium, maybe 60-80%. Also, we have to deal with something called "deductibles" which means the first few thousand dollars that year are paid out of pocket before the insurance kicks in.

So, hypothetical scenario: you're 25 years old and single, working full time in a local bank, which has an okay employee healthcare plan. Your insurance premium is $350/month with a $1500 deductible, but your company covers 70% of your premium so you only pay about $100/month. So if you get $4000 worth of coverage, you'll pay $1500 out of pocket on top of $1200 in premiums. That's $2700 per year, and the average person probably has to deal with dental and eyecare expenses on their own. Also you'll probably pay a hundred or so dollars in co-pay, which is some small cost they add to the bill (e.g., the plan covers all but $20 of the check-up).

By the way, some stuff I added to my previous post earlier:
In terms of taxes you get hit by both federal and state taxes, which increase %wise as you reach higher brackets. An unmarried young professional making $60,000 in NJ will probably pay $11000 to the federal government and $4000 to the state government. So it looks like we pay more taxes than you do AND we have to cover our healthcare, lol!

edit: oh, one last thing. Private health insurance works fine for relatively minor problems, but if you end up with a condition that requires long term care, you are FUCKED. Unless you're in Congress or something, your insurance plan probably gives you the middle finger. Say goodbye to all those hard-earned savings that you once hoped would give you a nice retirement!
 

keniakittykat

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Aug 9, 2012
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I'm currently unemployed, got laid off at McDonald's this week. But I'm starting my own collectibles store with my partner, so in two months I will be self-employed.
 

Zantos

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Jan 5, 2011
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I'm never sure if research postgraduate counts as a job or not. Technically I'm a full time student, but I do get given an amount of money every month for doing what my boss tells me, so yay?
 

SonOfVoorhees

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Aug 3, 2011
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Unemployed at the moment though i do 2 - 3 days a week volunteering with a charities finance office till i get a full time paying job.
 

Leonardo Huizar

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Jul 1, 2012
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Im a Overnight Stocker at my local Walmart and after fed & state & health insurance- i make around 20k a year.

I live in a rent control apartment on my own.
[By Monthly: $550 Rent, $30 for electric, $70 internet, $50 laundry, $300 for food, $40 for gas since i live and work a few blocks away, and $6 for the clean drinking water machine- which comes out to maybe over $9000 a year of stuff that i have to pay for.
 

AWAR

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Nov 15, 2009
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Unemployed and pretty much broke. I'm poorer than a church mouse whose wife left him with all his money.