There's been two earthquakes in the UK that I remember. Well, I say remember; I woke up just as the first one finished. But the second one I was talking to a friend in Birmingham and a friend in Lincolnshire at the time on Guild Wars. My friend in Lincolnshire started freaking out, then my friend in Birmingham started freaking out and then it got to my area. At first I just thought I was tired and imagining that everything was moving and then the noise started... it was pretty surreal. And then we got told off for swearing (our Guild Alliance was a right bunch of killjoys) and our response was "F*** you there's just been an earthquake!"
Even though it was more confusing/surreal than scary... I suppose that's the only thing I've experienced in my life so far that could come close.
Even though it was more confusing/surreal than scary... I suppose that's the only thing I've experienced in my life so far that could come close.