If the game is good enough to make me want to play through it twice, then I consider playing on the harder settings. Most games I play on normal or the first of the "harder" settings.
That said:
COD4 MW1+2 were both ok on Veteran.
ME1 and 2 are both good on Insanity, but they take the game's combat from being a good mix of difficulty and progression and slow it down a bit too much. I actually prefer Veteran or Hardcore, just on a fun factor level.
I do not play most action games on their harder settings (i.e. Bayonetta, God of War, DMC), mostly because they are still playable, but it takes so many reloads as to be frustratingly un-fun. For example, with Bayonetta, I got through Normal without any problems. Hardly ever reloaded, then tried hard and the difficulty went through the roof. Yes, it was still beatable, but it was no longer entertaining to play.
That said:
COD4 MW1+2 were both ok on Veteran.
ME1 and 2 are both good on Insanity, but they take the game's combat from being a good mix of difficulty and progression and slow it down a bit too much. I actually prefer Veteran or Hardcore, just on a fun factor level.
I do not play most action games on their harder settings (i.e. Bayonetta, God of War, DMC), mostly because they are still playable, but it takes so many reloads as to be frustratingly un-fun. For example, with Bayonetta, I got through Normal without any problems. Hardly ever reloaded, then tried hard and the difficulty went through the roof. Yes, it was still beatable, but it was no longer entertaining to play.